Why Gold Buyers Offer Less Than Spot Price
A calculator shows estimated metal value; buyer offers include costs, risk, and margin.
Spot value is a starting point
A gold calculator estimates metal value from weight, purity, and market price. That is useful, but it is not automatically the cash offer a buyer will make.
Common buyer deductions
Buyers may account for testing, refining, shipping, insurance, payment processing, resale risk, and profit margin.
How to sell more confidently
Use the calculator first, separate items by karat, and compare more than one buyer before accepting an offer.